Mortgages – Mortgages expire five years after their maturity date. If there is no maturity date on the mortgage then it will expire in 35 years. See M.G.L. c. 260 § 33.
UCC Financing Statements – A financing statement will expire five years after it is filed. M.G.L. c 106 Art. 9 § 9-515.
Real Estate Tax Lien – These liens do not expire after they are recorded at the registry of deeds. See M.G.L. c. 60 § 37A and REBA Title Standard No. 18.
Massachusetts Estate Tax Liens – A Massachusetts estate tax lien expires 10 years after the date of death, provided additional conditions are satisfied. Refer to REBA Title Standard No. 24.
Federal Estate Tax Liens – Federal estate tax liens also expire 10 years after the date of death. Again, additional conditions must be satisfied before the lien will expire. See REBA Title Standard No. 3.
Keep in mind that most liens can be extended.
A creditor can extend his lien by filing an extension in the registry of deeds before the lien expires.
If you have any questions regarding real estate liens, don’t hesitate to contact me at email@example.com.