Yesterday in Worcester’s federal court, Gina M. Cummings, 61, of Charlton, was sentenced to one day of prison and three years of supervised release. Additionally, the court ordered Cummings to pay $110,428 in restitution.Â
Cummings pleaded guilty to one count of bank fraud in May of this year.
According to the U.S. District Attorney’s Office,
From January 2020 through July 2025, Cummings fraudulently obtained approximately $110,428 in Social Security benefits, private pension payments and COVID Economic Impact Payments. Cummings had access to the checkbook of a Social Security beneficiary and pensioner who died in August 2019. She failed to report the beneficiary’s death to the Social Security Administration, the pension plan and the bank where the funds were deposited. Instead, Cummings accessed the improperly paid funds by forging the deceased beneficiary’s name on 84 checks and regularly depleted the account funds through recurring bill payments.
Similar arrests have been made this year following the U.S. District Attorney’s creation of the Benefit & Voter Fraud Team.